Create A Pension

COMING SOON

Create A Pension book cover

Decide the Retirement You Want. Then Create the Income to Support It.

Before you calculate retirement, decide what you’re creating.


Retirement is not only a number

People are often asked how much money they will need in retirement before anyone asks what they want retirement to look and feel like.

Where will you live? How will you spend an ordinary Tuesday? Who will you care for? What do you want the freedom to explore, change, give, or protect? A retirement plan can look sound on paper and still fail to reflect the person expected to live inside it.

Start with the decision

Create A Pension helps readers define a personal vision of retirement before turning that vision into financial priorities. The goal is not to copy someone else’s version of freedom. It is to notice the responsibilities, relationships, rhythms, and possibilities that belong in your own.

Once the vision becomes clearer, the numbers have a purpose. Income is no longer an abstract target. It becomes support for a life you can recognize as yours.

Questions the book will help you explore

  • What do I want my days to feel like?
  • Which parts of my present life do I want to keep?
  • What responsibilities will continue into retirement?
  • Where do family, health, home, purpose, travel, work, and giving fit?
  • What needs to be dependable, and where do I want flexibility?
  • What financial choices could support the life you’re creating?

Who this book is for

Create A Pension is for people approaching retirement who want more than a generic target age and account balance. It is also for couples who have saved together but may be imagining very different futures, and for professionals who want retirement conversations to begin with a human life rather than a spreadsheet.

A note from Stina

I have watched people discuss retirement as if it were only a finish line. It is not. It is a life stage with its own relationships, responsibilities, surprises, and possibilities. Before we decide how to fund it, we should be willing to name it honestly.